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The new lender pays off your old one and gives you a new one with new, hopefully lower interest rate.By lowering your interest rate, less additional money will be added to your total balance each month, ultimately saving you money!So Fi allows you to consolidate both your private and federal student loans and the company helps members save roughly ,000 or so over the course of their loan.In addition, So Fi also offers unemployment protection, which will come in handy when you lose your job.To learn more, please visit: Citizens Enter a Zip Code Return to our homepage The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint.
If you choose to consolidate or refinance your loans with So Fi, you will also receive additional benefits such as unemployment protection, career counseling, and support every day of the week when you need it.
If your job is lost, So Fi will suspend your payments temporarily to help you get back on your feet and start earning an income once again.
Lastly, So Fi has a customer service team that is dedicated to helping you from the moment you voice an interest in the company.
If you took out a loan to pay for college, you are probably paying too much, and could potentially save thousands through refinancing!
Refinancing your student debt is just like your car or home mortgage.